Harvard University Student Health Plan (HUSHP)
Academic Year 2009-2010
Coverage Dates: Fall Term 8/1/09 – 1/21/10; Spring Term 1/22/10 – 7/31/10

Massachusetts Insurance Requirements

Massachusetts law requires that any full-time student enrolled in an institution of higher learning in Massachusetts participate in a qualifying student health insurance program or in a health plan of comparable coverage. All Harvard students are automatically enrolled in the Harvard University Student Health Plan (HUSHP) and charges are applied to their term bill.

Harvard University Student Health Plan (HUSHP) consists of two parts

• HUSHP Basic: Harvard University Health Services Fee
  Covers most services provided at HUHS. Services include primary care, medical and surgical specialties, radiology, physical therapy, and mental health counseling. Urgent care is available 24 hours a day, 365 days a year at HUHS in the Holyoke Center.
  
  Note: Some services that are provided at HUHS (such as diagnostic labs) will be billed to the Harvard University Supplemental portion of this plan or your waived plan.
   
• HUSHP Supplemental: Blue Cross Blue Shield (BCBS) Hospital/Specialty and Medco Prescription Drug Coverage
  This plan covers medically necessary hospitalization, emergency care and specialty care as well as prescription drugs at the HUHS Pharmacy and other pharmacies.
  
  Note: These benefits are limited.

HUSHP Student Dependent Coverage
Dependent coverage is available for an additional fee.

Waiving the Harvard University Student Health Plan (HUSHP)
Students who meet certain requirements may be eligible to waive a portion of the Harvard University Student Health Plan. All waivers must be completed online prior to the waiver deadlines (fall 2009 deadline 9/30/09; spring 2010 deadline 2/28/10). Late waiver requests will not be granted; there are no exceptions to this policy. The online waiver will be available June 1. 

Dental Care
Dental coverage is not included in the Harvard University Student Health Plan. Options for dental care are available.  
 

Student Insurance Office
Member Services
75 Mt. Auburn Street, Floor 1
Cambridge, MA 02138
mservices@huhs.harvard.edu 
617-495-2008